Learn to spot it yourself.
The frauds running in Pakistan right now, and the exact settings that shut the door on them.
9 threats · 11 protective steps · 5 min readCyber threats to know
Fake lottery & prize schemes
A prize you never entered for, followed by a “registration fee”.
WhatsApp & social media hijacking
Your account taken over, then used to ask your contacts for money.
Fake online earning scams
“Task” and investment apps that pay a little, then take everything.
Loan apps & data blackmailing
Apps that copy your contacts and photos, then threaten you with them.
Phishing & hacking links
One tap and your data, contacts, photos and passwords are gone.
Bank fraud & fake calls
Someone posing as a bank manager, asking for your OTP.
AI voices & deepfake videos
A familiar voice or face, generated by AI, asking you for money.
Screen sharing & AnyDesk fraud
Remote access to your phone or computer, handed over on a phone call.
Fake QR code fraud
A QR you scan to “receive” money that actually sends yours out.
Protective steps — exact settings
Tap a step to see where the setting is.
1Lock your phone with a PIN, fingerprint or Face Lock
The single fastest thing you can do today. Without it, everything else can be bypassed by anyone holding your phone.
Settings › Security › Screen Lock › PIN / Face Lock2Turn on WhatsApp two-step verification
This is what stops most WhatsApp hijackings. Even if someone steals your OTP, they still cannot take the account.
WhatsApp › Settings › Account › Two-Step Verification3Turn on Facebook two-factor authentication
4Turn on Instagram two-factor authentication
5Use a different, strong password for every account
At least 12 characters, with letters, numbers and symbols. If one account leaks, the others stay safe.
6Keep your phone and apps updated
7Back up your important data and photos
8Tighten your social media privacy
9Never bank on public Wi-Fi
Do not open banking apps or enter sensitive information on free public Wi-Fi.
10Never install a screen sharing app on someone’s instruction
AnyDesk, TeamViewer and similar apps hand over full control of your device. No real bank will ever ask you to install one.
11Verify any suspicious call or message before acting
Not sure? Send it to our helpdesk first — that is exactly what pre-payment verification is for.
Someone could be watching — cover your camera
Fraudulent apps and fake links can switch on your phone or laptop camera without you ever knowing. A simple cover — even a small piece of tape — shuts that door completely. Check which apps you have given camera permission to.